What happens during
the refinance process?
When you refinance your mortgage, a dedicated mortgage specialist will walk you through the simple steps. Our streamlined process really can be that easy. Get in touch today, and you’ll be assigned to one of our loan officers, all of whom are experts in the field. And you can rest assured that as a lender with exceptional customer ratings on Google, Zillow, and Social Survey, we pay attention to every detail from day one to closing.
1. Get Started
Figure out your financial goals. Lower your monthly payments, payoff your loan sooner or take cash out?
2. Consider Costs
Talk to a loan officer about your plans. Ask about rates and fees. Weigh your options.
3. Find the Right Fit
If it’s the right time for a refinance, choose the borrowing solution that gets you where you want to be.
4. Apply for Your Refinance
Gather the information you’ll need for the loan and complete your application.
5. Close Your Loan
Review and sign your loan documents, then celebrate being closer to achieving your goals.
Why should I Refinance?
Refinancing is replacing your existing mortgage with a new and improved one. There are several types of refinance loans, each with its own benefits. And there are several good reasons to refinance a mortgage. When you refinance to a lower interest rate, you can reduce your monthly payments and improve your cash flow. With a debt consolidation refi, you can combine credit cards, auto loans, and other debt into one low monthly payment. And a cash-out refinance lets you use the equity in your home to get cash to pay for renovations, college tuition, or even that vacation you’ve always wanted.
It may sound complicated, but refinancing is an easy process if you have the right help. Our mortgage specialists will work with you to find the right loan for your situation. There’s no application fee and no obligation.
1-on-1 Support
Have a question? Our dedicated loan officers can help you navigate the refinancing process with confidence.
Painless Process
Go from application to closing easier by collecting and verifying your information with secure document exchange.
No Surprises
Transparency is the best policy. You'll always know what to expect at each step of the process.
Benefits of Refinancing
Get Cash Out
With a cash-out refinance, you use the equity you’ve built up in your home to get cash for other expenses. Tapping into your home’s equity is an ideal way to get extra money, and the beauty of a cash-out refi is you can use the cash for anything you choose. Learn more.
Lower Payments
If you qualify to refinance into a loan with a lower rate or better terms, you may be able to reduce your payments and/or pay down your principle faster. You may even save hundreds of dollars each month and thousands over the life of your loan. Learn more.
Bill Consolidation
With a cash-out refinance, you use the equity you’ve built up in your home to get cash for other expenses. Tapping into your home’s equity is an ideal way to get extra money, and the beauty of a cash-out refi is you can use the cash for anything you choose. Learn more.
Reduce Mortgage Insurance
If you’re currently required to carry mortgage insurance, you don’t have to keep it for the entire length of the loan. There are several ways to reduce your mortgage insurance payment or eliminate it all together. Learn more.
The licensed professionals at Park Place Mortgage are committed to helping you find the right mortgage for your needs. Every borrower is different, and as a trusted California mortgage broker we provide the personalized attention and a wide variety of mortgage solutions to meet your specific requirements. Our goal is to help make the process of securing a first-time mortgage or refinancing an existing mortgage as simple and straightforward as possible.
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